Life Insurance

Our carriers offer many options to best fit your individual, family or business needs.

Whole Life

Provides level permanent protection with guaranteed cash value.

Simplified Issue Whole Life

Provides final expense coverage for people age 50-80.  No physical exam, laboratory tests or height/weight requirements.

Simplified Issue Children’s Advantage Plan

Provides permanent protection with guaranteed premiums and cash value for children.  Issue ages are 15 days to 17 years.  Initial coverage increases 50% at both age 18 and 25.

Universal Life

Flexible policy for multiple-purpose life insurance needs.  Premiums and/or death benefit can be increased (subject to underwriting) or decreased at any time.  Entire family can be covered on one policy.

Simplified Issue Five Year Term

Provides short term debt protection for up to ten years.  No physical exam, laboratory tests or height/weight requirements.

Ten, Twenty or Thirty Year Level Term

Provides level death benefit for a 10, 20 or 30 year period.

Disability Income Protection

Worldwide, 24-hour-a-day coverage while on or off the job.  Choose benefit periods of 2 years, 5 years or to age 65.

Long Term Care Insurance

Enables you to transfer some of the financial risk of long term care costs to an insurance company so that you may protect your savings accumulated from this potentially devastating expense.

Tax Sheltered Annuities

Click here for a life insurance quote.

 

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