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Home > Blog > Pet Insurance: What It Is and Why You Need It
THURSDAY, JUNE 2, 2022

Pet Insurance: What It Is and Why You Need It

Pet Insurance: What It Is and Why You Need It

Owning a pet is a priceless and enriching experience. For those who owned a pet, these creatures become cherished and beloved members of your household. However, like everyone in the family, pets need healthcare. One of the best ways to make sure your pets can get the care they need is to get pet insurance. 

What is Pet Insurance?

For owners, owning pet insurance can ease their anxieties surrounding their pet’s health. Pet insurance helps protect owners from unexpected veterinary costs. Most veterinarians recommend pet owners get pet insurance sooner rather than later. It is the reason why most owners get this insurance within six months of getting a pet. 

What Does Pet Insurance Cover? 

While pet insurance gives you coverage on the most expensive health treatments and diagnostics, some insurance will not cover every medical condition and expense that can cover. It is the main reason owners should look for pet insurance that covers their breed-specific risks. Pet insurance can provide coverage for: 

  • Unexpected Injuries and Accidents

  • Unexpected Illness

  • Surgery

  • Medication

  • Test and Diagnostics

  • Emergency Exam Fees

Most insurances will cover the above expenses unless there is a pre-existing condition. Other expenses that may be covered are: 

  • Alternative Therapies

  • Behavioral Conditioning

  • Hospital Boarding

  • Lost Pet Advertising and Reward

  • Nursing

  • Chiropractic 

  • Acupuncture

  • Hydrotherapy

As you can see, pet insurance can provide coverage for a range of health treatments without having to worry about the full cost. There are a few items that are not covered by insurance. Most pet insurance will not cover vaccinations, pre-existing conditions, routine care, spray/neuter, and exclusions. 

Get Pet Insurance with GBK Insurance

1 out of 3 pets will need emergency surgery in their lifetime. As a family member, you want to make sure that your pet will have the best quality of life they can. Pet insurance can guarantee that. However, finding the right coverage can be a long and tedious process. 

At GBK Insurance, our highly-qualified staff will help you find the best coverage for your pet. Garwood, Buda, Knight & Associates, Inc. is an all lines independent insurance agency serving the needs of our customers since 1968! 

All of our staff is dedicated to finding the exposures you face and presenting options at competitive rates. GBK Insurance will help guide you through your insurance choices for today and tomorrow. 

Get a Quote

Posted 5:45 PM

Tags: pet, pet insurance, animals
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